IDBI is one of the government-owned banks in India. It has its headquarters at Mumbai. It has been providing exemplary banking services to all sector of people. The aim of the bank is to provide banking convenience and adopt inclusive banking practices.
It is one of the public sector banks with a large number of branches ranging up to 1995 with an overseas bank at Dubai.
Types of savings account at IDBI
The types of savings accounts you can open at IDBI include
- IDBI Super Savings Account
- IDBI Bank Super Sakthi Account for Women
- IDBI Senior Citizen Account
- IDBI Being Me Account for Youth
- IDBI Bank Small Account with relaxed KYC
- IDBI Bank Sabka Basic Savings account Account
However, the different types of account require you to maintain a minimum balance such asRs. 5000 for super savings account and super Sakthi account, while others are accounts that you can maintain zero balance.
Opening IDBI Bank Savings Account online
If you wish to open a savings account in IDBI Bank you can do it offline by visiting the nearest branch. The bank representative will explain to you the features of the account and help you fill up the form to open an account. If you are thinking of opening an account without visiting the branch, you can do so by visiting the official website of the bank which is https://inet.idbibank.co.in/. you can apply for opening the savings bank account by filling the online application form and submitting it. but you cannot open the account online. following the submission of the application, the bank representative will visit you and complete the formalities.
Another method to open a savings account without visiting the branch is to get in touch with the IDBI Bank using the phone banking numbers.
The numbers are 1800-200-1947 or 1800-200-1070 which you can contact from most mobiles and landline phones. Once you do this a bank representative will meet you at your home and get the application completed and open the account after explaining the features of the account. The toll-free phone services are available 24X7.
Closing the IDBI Savings account online
You will only be able to download the application form for closing the IDBI account online. but to close the account you will have to visit the branch and return the ATM card and the cheque book and mention where you want the amount to be transferred and provide the requisite address proof and ID proof to close the account.