American Express is the world’s largest issuer of cards by purchase volume. The bank processes millions of transactions per day, acting as the premium network for high-spending card members. American Express also provides commercial payment tools and expertise, operates one of the world’s largest travel networks, and is known to be the most innovative companies that serve its customers 24/7.
American Express Credit Card – How To Apply
American Express offers the best credit cards in the market. The credit cards of American Express Bank are customized to meet the needs of various people, including their shopping, restaurant, travel and corporate plans. The rewards and benefits of each card are different. While some cards offer amazing cash-back returns for various transactions, some cards come with reward points, which could be later redeemed. You can choose a credit card based on your lifestyle habits and needs.
To apply for an American Express Bank Credit Card, you can visit the bank website https://www.americanexpress.com/in. Click on the Credit Card tab. The online application form requires only minutes for completion. Once you submit, you will receive confirmation of receipt of the application. You will then have to send in the requisite documents to prove your legal status and identity. The application process takes 2 to 3 weeks from submission. you will be notified directly of approval or denial of your application.
To make American Express Bank Credit Card Bill Payment online
There are many methods to pay your Credit Card bill at the American Express. You can choose one based on your convenience. To make a Credit Card Bill Payment online, you can:
- Use Net Banking
Existing American Express Bank customers can make use of the American Express Net Banking facility, by registering for this service. Once registered, you can make online payments utilizing this facility. The net banking account will detail the credit card transactions made, the due date for bill payment, the bill outstanding amount etc. To pay your credit card bill payment online,
- Visit the website https://www.americanexpress.com/in.
- Log on to the net banking facility.
- Click on the Credit Card tab and choose the ‘Credit Card Payment Option’.
- Pay your bills using your American Express Bank savings account.
For those who are concerned about forgetting to pay your credit card bill on time, you can also choose the Auto Pay option available online and set standing instructions for auto debit on your American Express bank account.
For non-American Express Bank holders, you can pay your American Express Bank Credit Card bill from any other bank account by using NEFT facility.
To make American Express Bank Credit Card payment offline
If you do not have an online account for your American Express Bank Credit Card, you can pay your Credit Card bill offline using any of these options:
- Cash Payment
You can use cash to pay your American Express Credit Card bill payment by visiting any of your nearest American Express bank branches.
- Cheque Payment
If you prefer to use cheques to pay your American Express Bank Credit Card bill, you can visit any of your nearest bank branches personally and handover the cheque mentioning the requisite details such as the card number. Else, you can drop the cheque in any of the American Express bank ATM drop boxes, mentioning the card details. The payment will require 3 working days for clearance.