The IDBI bank has been in operation for more than 40 years. It is a Universal bank that is technologically advanced. It is also one of the largest commercial banks in India. It is known for its banking services and products that could benefit a number of people.
It is also one of the banks that implements the Pradhan Mantri Jeevan Jyoti Yojana an insurance scheme announced by our prime minister Mr. Narendra Modi. The bank has about 1,995 branches and about 1,382 centers.
Savings accounts and minimum balance
The savings bank account in IDBI is of different types. The variation is to help them cater to the different segments of customers in a better way.Similarly, the account holders are supposed to maintain a minimum balance in their account as per the rules of the bank. The minimum balance that has to be maintained varies from one type of savings account to another. The types of a savings account at IDBI, as well as the minimum balance you have to maintain for that account, are enlisted.
| Savings Account | Minimum Balance |
| Super Shakti (Women’s) Account | Rs. 5000 |
| Super Savings Account | Rs. 5000 |
| Suraksha Plus Savings Advantage | Rs.5000 |
| Being Me Account | Rs.2500 |
| Sabka Basic Savings Account | Zero balance |
| Pension Savings Account For Central Government employees | Zero Balance |
| Capital Gain Account Scheme | Rs.10,000 |
Charges
If the minimum balance specified is not maintained, the bank may notify you and issue a request to maintain the minimum balance. The bank may also levy penalty charges if the balance is not maintained which again varies with the type of account.you can contact the bank to find the details.
