The DCB bank is a private sector commercial Bank. It is regulated by the Reserve Bank of India. The Bank is considered as the Best small Bank in India with its branches spread across 10 states and 3 Union territories. The highlight of the bank is its professional management and governance.
It caters to the banking needs of individuals as well as small and medium businesses.
The credit card that the DCB Bank offers to the customers is designed to suit the varying lifestyle and credit requirements. The credit card products will match the spending habits of the customers.
The Eligibility Criteria
The eligibility criteria for applying and getting a credit card are
Minimum and Maximum Age
The applicant for a credit card should be minimum 21 years old and should not have crossed 65 years
You should be earning a fixed income regularly in order to avail credit card facilities at the DCB Bank. The Fixed income that makes the person eligible varies according to the type of card type. The minimum income criteria that have been set may vary. You should also provide proof of the steady source of income even if you are self- employed or a professional. you may also be able to get a DCB bank credit card against a fixed deposit of INR 25,000.
The DCB Bank Credit card can be availed only by Resident Indians
Credit History of the Applicant
Though this is not a major criterion, a good credit history will definitely increase the chance of getting a credit card.
Documents Required for applying for Credit Card at DCB Bank.
The following documents have to be submitted to apply for credit card at the DCB Bank
- Address Proof– this includes any one of the documents such as Passport/ Driving license or Voter’s ID.
- ID proof- Includes Bank Statement/Voter ID/ Driving license/Pension Book etc.
- Income proof– includes Bank Statement/payslip/ Income Tax Return.
- Pan Card
- Passport Size photo
You can apply for the credit card online. The new customers and existing customers of the bank may use the credit card page of the DCB Bank official website which is www.dcbbank.com/cms/page/about-us/