HDFC Bank Saving Account Minimum Balance Limit & Charges

The HDFC Bank offers various services to its customers along with the safe deposit lockers after opening the savings account. The customers can save more money with the super saver facilities provided by the bank. The customers will also get rewards on the debit cards along with various benefits and features of the Debit Card. With the 12,259 ATMs all over the country, the customers can use the ATM services with convenience.

The bank has also provided the Net banking, Phone banking, and Mobile banking facilities to its customers so that they can check their account balance and pay the utility bills on time. Now, it has become easy to stop the cheque payments with the net banking facility. One can visit the official website of the bank which is https://www.hdfcbank.com/personal/products/accounts-and-deposits/savings-accounts/regular-savings-account/rates-fees.

Minimum balance Limit

It is necessary for the customers to have at least an amount of Rs.10,000 in their account if they belong to the urban branches. The customers of semi-urban branches should have an amount of Rs. 5,000 in their account. The minimum limit for the customer of rural areas is of Rs.2500. The customers who will not follow the minimum balance limit, they will have to pay the penalty charges fromĀ  2500 to 5000 rupees

Who can open the savings account in the HDFC Bank?

The resident individuals can open their savings account in this bank with various facilities along with it. The Hindu Undivided families can easily open their accounts in this bank where it is of sole type or a joint account. The Foreign Nationals who are living in India for more than three months can have their savings account opened in this bank.

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