Founded in the year 1938 on 1st of October, this is a semi-government bank. The headquarters of this bank is located in Srinagar, Jammu & Kashmir. The bank has total 865 branches with 1126 ATMs. The bank was started with a small investment and now it has become a bigger branch and is focused towards providing the best services to its customers.
In earlier times, people used to face problems when they had to check the available balance in their account but in this modern technology, the bank offers a lot of facilities which can be used to check the balance.
The bank doesn’t allow you to check the balance anytime you want because it has provided you the best facility for knowing the remaining balance in your account. Whenever one will make an account debit transaction of rupees more than 500, then the bank would send an SMS to the registered mobile number. The credit transactions alerts will be sent by the bank from time to time. The bank will also send the info of remaining balance in the account by sending an SMS to your mobile number. The notifications for the loan installments are sent through SMS by the bank authorities.
For getting the SMS alerts, you will need to fill the application form for the registration of the mobile number. Make sure that you choose your personal mobile number. In case, you lose your mobile number, you can complete the procedure of filling the form by replacing the mobile number. You will need to fill the form without doing any kind of mistake. After submitting the form, your number will be registered with the bank account in three to four days.
You can also use the other services provided by the bank for checking the balance and other important details of your bank account and loans. You can fill the form of internet banking with correct details. You can get the form from the bank branch or you can also fill the form on the online website of the bank. You will need to submit the form after completing all the necessary procedures.
These were the facilities provided by the bank for its customers. The bank doesn’t allow the missed call service because there would be no need to do it. You will receive the SMS whenever you would make a transaction to your account.