Jammu and Kashmir Bank is a bank that was founded in the year 1938. It is one of the many private sector banks in India. It is known for its outstanding services in the corporate banking, financial banking, private banking and consumer banking. The Bank has its headquarters at Srinagar.

It was the first ever bank to be considered as a state-owned bank.

The Jammu and Kashmir bank has celebrated its platinum jubilee on April 1st, 2013.  But there are at least 850 domestic branches that are widely spread across the nation offering quality services to the customers. It is also one of the banks that in the private sector that has been designated as the RBI’S agent for banking business. The Jammu And Kashmir bank is also noted for the well- established customer service department it has developed.  The customer service department is quick in answering the queries and also resolving any issues that you might have. The official website of the bank is www.jkbank.net

ATM Card

In order to facilitate the banking operations for the customers and to make banking services accessible throughout the day, the bank issues ATM cards to its customers. The ATM card might get blocked if you happen to enter the wrong pin for three consecutive times after you insert the ATM card. This is for security reasons. You may get it unblocked by contacting the help desk.  You may get the problem resolved by contacting The Jammu and Kashmir customer care number which is 1800 1800 234.

Blocking the card

In case you lost the card or if it’s stolen, you will have to request the bank to block the card so that transactions using the card will be stopped immediately.  You can block your ATM card by contacting the  24X7 toll-free number 1800 1800 234. You may also use the other numbers that may incur charges such as

Once you request them to block your card, you will receive a confirmation message that the card has been blocked.

You may also call the J&K customer care number 0194-2481999

Visiting the help desk incharge

You may also request the bank to block your card by visiting the  ATM Helpdesk Incharge at

ATM Helpdesk Incharge,

First Floor,

Air India Building,

Opposite Sheri- Kashmir park,

Residency Road, Srinagar-190001

Phone- 0194 2481953 and 0194 248193

Through email

You may also request the bank to block the transaction using the card by sending an email. However, the toll-free number still remains the most used options for immediate action.

 Unblocking the ATM Debit card

In case you find the misplaced card you may request the bank to unblock the card by visiting the Home branch. You should request the customer care service person to unblock the card to facilitate transactions or you may request the same by contacting the customer help desk by phone or using the toll-free number.

13 Responses

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